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VICTIMS OF FARMER LOAN DISCRIMINATION DESERVE COMPENSATION AND JUSTICE!
The USDA Has A Long-Standing History Of Lending Discrimination—Particularly for Black & Asian Farmers; to establish the discrimination required to qualify for Discrimination Financial Assistance, such elements required include:
- Indirect financial evidence;
- Evaluation of the conduct, actions, or decisions of a loan officer;
- Loan denials based on characteristics such as race, gender, or political affiliation;
- Unjust loan terms or changes that disrupt cash flow;
- Deferred or delayed loans that harm farming operations;
- Unreasonable collateral demands; or
- Loan officer involvement infringes on farmers' rights.
Approval Process Reviews Evidence And Documentation Related To Discrimination
To be eligible for Discrimination Financial Assistance under the IRA, the discrimination must have explicitly occurred about USDA farm lending programs. Eligibility depends on the loan type and where the discrimination occurred.
According to an NPR analysis of 2022 USDA data that looked at how many direct loan applications were accepted, rejected, or withdrawn per each racial group:
- The department granted direct loans to only 36% of farmers who identified as Black, with 16% of Black farmers rejected
- White farmers enjoyed a 72% approval rate with just 4% rejections
- Also, 48% of Black and Asian farmers withdrew their applications
- Just 24% of white-identifying applicants.
Sadly, Black and Asian-identifying farmers were the least successful in acquiring a direct loan in the first two years of the Biden administration.
In its Discrimination Financial Assistance program, the IRA provides up to $2.2 billion in total funding, with a maximum amount of $500k per claim.
However, many are concerned that the allocated funds may not be sufficient to help everyone who needs assistance.
There is a possibility that Congress will allocate more funds in the future, but more is needed.
Applying for assistance would take longer to avoid funds running out before the deadline, leaving those in need without assistance.
To determine eligibility and take appropriate action, seeking legal advice and guidance is imperative.
Eligible victims are encouraged to request a free, private case evaluation by our experienced legal staff with the potential for compensation and justice.
Find Out if You Qualify
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Approval Process Reviews Evidence And Documentation Related To Discrimination
To be eligible for Discrimination Financial Assistance under the IRA, the discrimination must have explicitly occurred about USDA farm lending programs. Eligibility depends on the loan type and where the discrimination occurred.
According to an NPR analysis of 2022 USDA data that looked at how many direct loan applications were accepted, rejected, or withdrawn per each racial group:
- The department granted direct loans to only 36% of farmers who identified as Black, with 16% of Black farmers rejected
- White farmers enjoyed a 72% approval rate with just 4% rejections
- Also, 48% of Black and Asian farmers withdrew their applications
- Just 24% of white-identifying applicants.
Sadly, Black and Asian-identifying farmers were the least successful in acquiring a direct loan in the first two years of the Biden administration.
In its Discrimination Financial Assistance program, the IRA provides up to $2.2 billion in total funding, with a maximum amount of $500k per claim.
However, many are concerned that the allocated funds may not be sufficient to help everyone who needs assistance.
There is a possibility that Congress will allocate more funds in the future, but more is needed.
Applying for assistance would take longer to avoid funds running out before the deadline, leaving those in need without assistance.
To determine eligibility and take appropriate action, seeking legal advice and guidance is imperative.
Eligible victims are encouraged to request a free, private case evaluation by our experienced legal staff with the potential for compensation and justice.
100% Free & Secure Case Evaluations
Don’t suffer discrimination in silence any longer—we fight for justice!
There is no doubt that victims of farmer loan discrimination deserve compensation and justice, so if you have any questions, you should consult a lawyer right away.
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